Lumi Talk

Terms of Service

Effective Date: June 23, 2025 

These Website Terms of Use (“Terms”) govern your access to and use of the websites and digital interfaces owned or operated by LumiTalk (“LumiTalk”, “we”, “us”), including all related content, functionality, tools, and services available therein (collectively, the “Sites”). These Terms do not apply to the use of LumiTalk’s subscription-based AI assistant services (the “Services”), which are governed by separate service agreements. By accessing or using the Sites, you agree to be bound by these Terms. If you do not agree, please do not use the Sites. 

1. Access and Use 

You are granted a limited, non-exclusive license to use the Sites for your internal business purposes. All content and materials on the Sites are protected by intellectual property laws. Unauthorized use, reproduction, or distribution is strictly prohibited. If access to certain tools requires account creation, you are responsible for maintaining the confidentiality of your login credentials. 

2. Privacy 

Use of the Sites is subject to LumiTalk’s Privacy Policy, which outlines our practices regarding the collection, use, and disclosure of personal information. By using the Sites, you consent to the data practices described therein. 

3. User Requirements 

You agree not to use the Sites for any unlawful purpose, including but not limited to violating intellectual property rights, sending spam, introducing viruses, or attempting to gain unauthorized access to systems. You are responsible for actions taken under your account credentials. 

4. Third-Party Services 

The Sites may include links or integrations with third-party services. LumiTalk is not responsible for the content, security, or practices of those third parties. Use such services at your own risk and be sure to review their terms and policies. 

5. Termination and Monitoring 

We reserve the right to monitor use of the Sites and remove or restrict access at our discretion, without notice, particularly in cases of misuse or breach of these Terms. We may report illegal activity to law enforcement if necessary. 

6. Warranties and Disclaimers 

The Sites and all content are provided “as is” without warranties of any kind. We do not guarantee the Sites will be error-free, secure, or available at all times. Use of the Sites is at your sole risk. 

7. Limitation of Liability 

LumiTalk and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Sites. Our total liability for any claims related to your use of the Sites shall not exceed $100 USD. 

8. Indemnification 

You agree to indemnify and hold harmless LumiTalk and its representatives from any claims or liabilities arising out of your use of the Sites, breach of these Terms, or violation of applicable laws. 

9. Copyright Infringement (DMCA) 

If you believe any content on our Sites infringes your copyright, you may submit a DMCA notice to legal@lumitalk.ai. Include your contact info, a description of the infringing material, and a statement under penalty of perjury that you are authorized to act on behalf of the rights holder. 

10. Governing Law and Jurisdiction 

These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. Any disputes shall be resolved in the state or federal courts located in Orange County, California. 

11. Amendments 

We reserve the right to update these Terms at any time. Changes will be posted on this page with a revised effective date. Continued use of the Sites after such changes constitutes acceptance of the updated Terms. 

12. Contact Us 

For any questions or concerns regarding these Terms, please contact: 
 
LumiTalk Legal Team   
Email: legal@lumitalk.ai   
Phone: +1 (714) 360-8361