1. Current public documents
| Document | Current effective date | Version status |
|---|---|---|
| Privacy Policy | August 3, 2026 | Current operational draft |
| Cookie Policy | August 3, 2026 | Current website policy |
| Website Terms | August 3, 2026 | Current operational draft |
| Service Agreement | August 3, 2026 | Contracting framework; execution required |
| Legal resource policies | August 3, 2026 | Current as labeled on each page |
2. Which version applies
A public-policy version ordinarily applies from its stated effective date, subject to required notice and applicable law. A customer agreement version applies only as incorporated into the accepted Order Form or signed agreement and is not silently replaced by a later website posting unless the agreement validly permits that change.
3. Prior versions
No verified pre-August 3, 2026 archive is currently published in this repository. LumiTalk should preserve every superseded public version and its effective-date range before future changes rather than reconstructing history later.
4. Material changes
For material public-policy changes, LumiTalk should update the effective date and provide additional notice when required. Material commercial changes require the amendment method stated in the signed agreement.
5. Request a document
Use the LumiTalk contact page to request a prior public version or the agreement version associated with a customer Order Form. Contracting records may require identity and authority verification.





